Prakash NayakPayments architecture and engineering leadership

From developer to architect to engineering leader

I have spent 25+ years building software, most of it for banks and payment companies. For nearly ten years I led software architecture at Fiserv across Lending, Investment, Cards and Digital Payment Solutions, running a 35-person engineering organisation while staying close to the technology.

Prakash Nayak

Career

  1. 2016 – 2026

    Manager, Software Architecture

    Fiserv, Pune

    • Led architecture and engineering delivery across Lending, Investment, Cards and Digital Payment Solutions.
    • Owned architecture for digital payment and merchant transaction processing handling roughly 20–30 million transactions a day, with 99.9%+ availability on critical services.
    • Owned the DevOps, CI/CD and release estate across Azure DevOps, Jenkins, TeamCity and Octopus Deploy, cutting release effort by about 40%.
    • Modernised the legacy AngularJS estate, moving 5+ applications and about 65% of the interface in phases without disrupting the business.
    • Built an Alexa voice application for the Cards business, from concept to a compliant production release.
    • Hired, mentored and grew a 35-member organisation of engineers and leads.
  2. 2015 – 2016

    Technical Operations Manager

    Supreme Logix Solutions, Udupi

    • Delivered features and platform upgrades, including salary payment work, for an HR and payroll software client.
    • Set up technical operations from scratch for an early-stage company.
  3. 2014 – 2015

    Project Manager

    TechSignia Solutions, Pune

    • Delivered application development for International Bank of Qatar, including an on-site engagement with the bank's teams in Qatar.
  4. 2009 – 2014

    Technical Lead

    Euronet Worldwide, Cerritos, California and Pune

    • Technical lead for Ria Money Transfer applications, Euronet's global remittance business.
    • Designed .NET APIs, WCF services and SQL Server data access tuned for fast retrieval.
    • Star Performer Award, 2011, for application architecture and technical mentoring.
  5. 2007 – 2009

    Senior Software Developer

    Fox Interactive Media, Beverly Hills, California

    • Built web applications for MySpace.com, then one of the largest social networks in the world, at very high traffic volumes.
  6. 2000 – 2007

    Software engineer

    All Documents (Redwood City, California), Infinix Technologies, G Tech Solutions and Infomas (Mumbai)

    • Six years of hands-on development that the rest of the career is built on.

Domains

  • Cards, digital payments and merchant processing
  • Lending, investment services and retail banking
  • Money transfer and remittance
  • Credit reporting and OTC derivatives
  • Payroll and salary payments

Technology

C#, .NET Core, ASP.NET MVC and Web API, WCF, Angular and AngularJS, Node.js, Python; SQL Server, Oracle and SSRS; Azure DevOps, Jenkins, TeamCity, Octopus Deploy and SVN; AWS including Alexa Skills; machine learning with TensorFlow.

Education

Bachelor of Engineering, Manipal Institute of Technology. Diploma in Computer Software Development, Boston's Computer Institute, Mumbai. Artificial Intelligence Engineer programme, Simplilearn, 2018–2019.

Need this experience on your project?

I take on architecture reviews, payment system design, CI/CD set-up and mentoring.

See consulting options